The YouMove Guide to Mortgages

The YouMove Guide to Mortgages

For those not familiar with what is available the choice of mortgages can be quite bewildering.

This guide covers the following topics:

• Methods of Repayment
  • repayment
  • interest only
  • endowment
  • pension
• Varieties of Mortgage
  • flexible
  • offset
  • current account
• Interest Rate Options
  • standard variable rate
  • fixed rate
  • discount rate
  • tracker
  • capped rate
• Mortgages for Specific Buyers
  • first time buyers
  • re-mortgage
  • self-certified
  • buy-to-let
  • adverse credit
• Finding a Mortgage
  • a warning!
  • online
  • visit the bank
  • brokers
  • developers
• Set Up Costs
  • valuation
  • arrangement
  • legal
  • insurance
  • Higher Lending Charge
  • life assurance
• Pitfalls to Avoid
  • early repayment charge
  • higher interest rates
  • consider all the fees
  • introductory periods
  • extended mortgage term
  • shop around
• How You Are Assessed
• Get a Mortgage in Principle
• Protect Yourself with Insurance
  • mortgage PPI
  • income protection insurance
  • critical illness cover