The YouMove First Time Buyer Guide

The YouMove First Time Buyer Guide

This guide looks at the concerns specific to first time buyers. It explains what to look out for and gives an overview of the options that are available to help first time buyers on to the property ladder.

For more general information on buying see our separate "Guide to Buying" and for information on mortgages see our "Guide to Mortgages".

This guide is organised as follows:

• the credit crunch
• how much can you afford?
• how much deposit?
• compare mortgages
• get a mortgage in principle
• cutting costs
  • bank of mum and dad
  • co-buying
  • new builds
  • auctions
  • lodgers
• housing schemes
  • council/housing association tenants
    • right to buy
    • right to acquire
    • social HomeBuy
    • cash incentive schemes
  • HomeBuy schemes
    • social HomeBuy
    • open market HomeBuy
    • new build HomeBuy
    • rent to HomeBuy
  • key workers
    • HomeBuy
    • intermediate renting
  • shared ownership
    • HomeBuy
    • first time buyers' initiative